Modernizing loan participations for credit unions.

A secure, transparent marketplace that simplifies secondary loan transactions – without brokers, spreadsheets, or delays.

LoanNFT

LoanNFT is a blockchain-powered loan participation platform built for and owned by credit unions. It helps institutions unlock liquidity, manage risk, boost earnings, and serve more members through faster, more transparent secondary loan transactions.

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Our Approach

Unlock Liquidity without Friction

Credit unions face tightening liquidity and rising loan-to-share ratios. LoanNFT allows you to list and sell participations quickly, reducing balance sheet pressure while maintaining compliance and control.

Faster execution (days, not weeks)
No broker dependency
Real-time visibility

Reduce Cost &
Increase Transparency

Traditional loan participations rely on emails, spreadsheets, and intermediaries. LoanNFT replaces manual workflows with smart contracts and a secure shared ledger – lowering fees and improving transparency.

Peer-to-peer marketplace
Transparent bidding
Automated recordkeeping

Built for Credit
Union Compliance

LoanNFT embeds regulatory guardrails directly into the platform – including automated enforcement of NCUA participation requirements.

10% retention rule automated
15% net worth limits enforced
SOC 2-aligned security architecture

How It Works

Tokenize
Loans

Create
Participation
Pool

Receive &
Negotiate
Bids

Execute &
Settle

Tokenize Loans

Create Participation Pool

Receive & Negotiate Bids

Execute & Settle

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The Secondary Market Is Evolving

Credit unions hold over $1.8 trillion in assets, yet many rely on outdated secondary market processes. LoanNFT modernizes this infrastructure – empowering institutions of all sizes to access liquidity efficiently and equitably.