Modernizing loan participations for credit unions.
A secure, transparent marketplace that simplifies secondary loan transactions – without brokers, spreadsheets, or delays.
LoanNFT
LoanNFT is a blockchain-powered loan participation platform built for and owned by credit unions. It helps institutions unlock liquidity, manage risk, boost earnings, and serve more members through faster, more transparent secondary loan transactions.
Our Approach
Unlock Liquidity without Friction
Credit unions face tightening liquidity and rising loan-to-share ratios. LoanNFT allows you to list and sell participations quickly, reducing balance sheet pressure while maintaining compliance and control.
- Faster execution (days, not weeks)
- No broker dependency
- Real-time visibility
Reduce Cost &
Increase Transparency
Traditional loan participations rely on emails, spreadsheets, and intermediaries. LoanNFT replaces manual workflows with smart contracts and a secure shared ledger – lowering fees and improving transparency.
- Peer-to-peer marketplace
- Transparent bidding
- Automated recordkeeping
Built for Credit
Union Compliance
LoanNFT embeds regulatory guardrails directly into the platform – including automated enforcement of NCUA participation requirements.
- 10% retention rule automated
- 15% net worth limits enforced
- SOC 2-aligned security architecture
How It Works
Tokenize
Loans
Create
Participation
Pool
Receive &
Negotiate
Bids
Execute &
Settle
Tokenize Loans
Create Participation Pool
Receive & Negotiate Bids
Execute & Settle
The Secondary Market Is Evolving
Credit unions hold over $1.8 trillion in assets, yet many rely on outdated secondary market processes. LoanNFT modernizes this infrastructure – empowering institutions of all sizes to access liquidity efficiently and equitably.
LoanNFT VS
TRADITIONAL BROKERS
- Lower Fees
- Faster execution
- Full Data Transparency
- Peer-to-Peer Structure
TRUST & SECURITY
Security and compliance are foundational to LoanNFT’s infrastructure.
- Blockchain audit trail
- AES-256 encrypted off-chain storage
- Multi-factor authentication & audit controls
FOUNDING PARTNER / CUSO
Limited partnership opportunities available. Early credit union partners receive:
- Preferred pricing
- Platform influence
- Priority access
- CUSO ownership opportunity
LoanNFT VS
TRADITIONAL BROKERS
- Lower Fees
- Faster execution
- Full Data Transparency
- Peer-to-Peer Structure
TRUST & SECURITY
Security and compliance are foundational to LoanNFT’s infrastructure.
- Blockchain audit trail
- AES-256 encrypted off-chain storage
- Multi-factor authentication & audit controls
FOUNDING PARTNER / CUSO
Limited partnership opportunities available. Early credit union partners receive:
- Preferred pricing
- Platform influence
- Priority access
- CUSO ownership opportunity
News
From Idea to Platform: LoanNFT Begins Its Initial Funding Round
LoanNFT is being built to modernize how credit unions buy, sell, and manage loan participations.
Our Conversation With Act Advisors
In this conversation with ACT Advisors, we step back and talk about the bigger opportunity behind LoanNFT.
Same Place. Same Conversations. Higher Stakes.
Walking into America’s Credit Unions Governmental Affairs Conference (GAC) this year felt… familiar.
Upcoming Events
Management & Lending Workshop, CU Solutions
Hilton Garden Inn